$899,000 Welcome to a home that offers more than a place to live—it offers a feeling. A sense of calm, privacy, and connection to nature that is hard to find and impossible to forget. Nestled on a stunning peninsula, this property is surrounded by water on three sides, creating a serene retreat with views that shift beautifully throughout the day. This offering also includes a second perked lot, giving you room to expand, build, or simply enjoy the extra privacy. Inside, the home is filled with thoughtful upgrades and timeless craftsmanship. Hardwood floors flow throughout the main level, complemented by Anderson windows that frame the water from nearly every angle. Custom closet organizers add elegance and function, while the main‑floor laundry and dedicated office make everyday living effortless. Step into the screened‑in porch to enjoy morning coffee, evening breezes, or quiet moments listening to the water. The primary bedroom on the main level offers convenience and comfort, and the wrap‑around deck seamlessly connects the home to the oversized garage. Car enthusiasts, hobbyists, and boaters will love the 4‑car OVERSIZED garage, offering exceptional space and versatility. For cozy nights, the home features a propane/wood‑burning fireplace on the main level and an additional woodstove in the basement. Outdoors, the property truly shines. With 300 feet of waterfront, you can fish, kayak, or simply relax by the shore. Best of all, the property includes a 100‑foot redecked dock equipped with a MAGNUM heavy‑duty boat lift, making it ideal for boating enthusiasts. Genlink collar for easy generator hookup Upgraded 2‑tank septic system Three 120‑gallon propane tanks (owned) This is more than a home—it’s a sanctuary. A place where water, sky, and land come together to create a lifestyle of pure tranquility. All this and the Location is Rich in American History As you drive to and from the property, you pass one of Virginia’s most treasured historic landmarks: Stratford Hall. This remarkable 1,800‑acre estate was the boyhood home of Richard Henry Lee and Francis Lightfoot Lee—the only brothers to sign the Declaration of Independence. It is also the birthplace of Robert E. Lee, commanding general of the Confederate Army and one of the most studied figures in American military history. The Charm of Montross, Virginia The home is located just minutes from Montross, a small but vibrant town in Westmoreland County. Montross is known for its welcoming community, historic courthouse square, local shops, wineries, and annual events that celebrate the region’s heritage. The area is surrounded by rolling farmland, riverfront parks, and some of the most significant colonial‑era sites in the country. Living here means enjoying the quiet beauty of the Northern Neck while still being within reach of Fredericksburg, Dahlgren, and other regional hubs. 3 Beds ⋅ 3 Baths Welcome to a home that offers more than a place to live—it offers a feeling. A sense of calm, privacy, and connection to nature that is hard to find and impossible to forget. Nestled on a stunning peninsula, this property is surrounded by water on three sides, creating a serene retreat with views that shift beautifully throughout the day. This offering also includes a second perked lot, giving you room to expand, build, or simply enjoy the extra privacy. Inside, the home is filled with thoughtful upgrades and timeless craftsmanship. Hardwood floors flow throughout the main level, complemented by Anderson windows that frame the water from nearly every angle. Custom closet organizers add elegance and function, while the main‑floor laundry and dedicated office make everyday living effortless. Step into the screened‑in porch to enjoy morning coffee, evening breezes, or quiet moments listening to the water. The primary bedroom on the main level offers convenience and comfort, and the wrap‑around deck seamlessly connects the home to the oversized garage. Car enthusiasts, hobbyists, and boaters will love the 4‑car OVERSIZED garage, offering exceptional space and versatility. For cozy nights, the home features a propane/wood‑burning fireplace on the main level and an additional woodstove in the basement. Outdoors, the property truly shines. With 300 feet of waterfront, you can fish, kayak, or simply relax by the shore. Best of all, the property includes a 100‑foot redecked dock equipped with a MAGNUM heavy‑duty boat lift, making it ideal for boating enthusiasts. Genlink collar for easy generator hookup Upgraded 2‑tank septic system Three 120‑gallon propane tanks (owned) This is more than a home—it’s a sanctuary. A place where water, sky, and land come together to create a lifestyle of pure tranquility. All this and the Location is Rich in American History As you drive to and from the property, you pass one of Virginia’s most treasured historic landmarks: Stratford Hall. This remarkable 1,800‑acre estate was the boyhood home of Richard Henry Lee and Francis Lightfoot Lee—the only brothers to sign the Declaration of Independence. It is also the birthplace of Robert E. Lee, commanding general of the Confederate Army and one of the most studied figures in American military history. The Charm of Montross, Virginia The home is located just minutes from Montross, a small but vibrant town in Westmoreland County. Montross is known for its welcoming community, historic courthouse square, local shops, wineries, and annual events that celebrate the region’s heritage. The area is surrounded by rolling farmland, riverfront parks, and some of the most significant colonial‑era sites in the country. Living here means enjoying the quiet beauty of the Northern Neck while still being within reach of Fredericksburg, Dahlgren, and other regional hubs. 579 Bay Pointe Dr, Montross Listing courtesy of Treck Realty LLC. Contact: 7034751009
$450,000 Back on market because Buyer could not qualify for the loan assumption. ASSUMABLE FHA LOAN AT 2.75%. Call agent for more information. If you've been waiting for the perfect Northern Neck waterfront lifestyle without the waterfront price tag, this is the opportunity you've been searching for. Offered at just $450,000, this beautifully updated 2,288-square-foot home is one of the best values currently available in Stratford Harbour, one of Montross, Virginia's premier waterfront communities on the Potomac River. Situated on a shaded lot overlooking the Potomac River, this 4-bedroom, 2-bath home blends timeless character with extensive recent renovations, allowing you to enjoy peace of mind along with breathtaking water views. In 2025, the home underwent significant improvements including fully remodeled bathrooms, new flooring throughout, new front picture windows, exterior siding repairs and fresh paint, new upstairs electrical and plumbing, a freshly painted basement, and a brand-new deck designed for outdoor entertaining. In 2026, new gutters were installed, further enhancing the home's value and curb appeal. Inside, you'll find rich tile flooring, an upgraded kitchen, a formal dining room, a cozy fireplace, an expansive sunroom filled with natural light, and a spacious primary suite complete with its own private balcony overlooking the water. Large windows throughout the home frame spectacular Potomac River views, unforgettable sunsets, and the natural beauty that has made Virginia's Northern Neck one of the region's most desirable waterfront destinations. Step outside onto the new deck and enjoy a setting designed for entertaining family and friends, relaxing with your morning coffee, or simply watching boats cruise the Potomac while bald eagles soar overhead. Living in Stratford Harbour means you're not just purchasing a home—you're investing in an exceptional waterfront lifestyle. Residents enjoy exclusive access to: • Private Shark Tooth Beach along the Potomac River • 110-acre freshwater lake for boating, fishing, and kayaking • Community swimming pool • Clubhouse • Tennis and pickleball courts • Playground • Year-round community events and activities Whether you're searching for a primary residence, vacation home, weekend getaway, retirement retreat, or investment property, this home delivers exceptional value in one of Westmoreland County's most sought-after waterfront communities. Finding a home offering Potomac River views, over 2,200 square feet of living space, extensive recent renovations, resort-style amenities, and this level of affordability is becoming increasingly rare. Conveniently located near historic Montross, Stratford Hall, Colonial Beach, Tappahannock, and within an easy drive of Fredericksburg, Richmond, Northern Virginia, and the Washington, D.C. metropolitan area, this property offers the perfect combination of peaceful waterfront living and convenient accessibility. 1387 N. Independence Drive represents an outstanding opportunity to own more home, more updates, more amenities, and more lifestyle for your investment than many competing properties in today's market. Don't miss one of the best values currently available in Stratford Harbour. Schedule your private showing today and discover why this beautifully updated Potomac River view home is the opportunity buyers have been waiting for. 4 Beds ⋅ 2 Baths Back on market because Buyer could not qualify for the loan assumption. ASSUMABLE FHA LOAN AT 2.75%. Call agent for more information. If you've been waiting for the perfect Northern Neck waterfront lifestyle without the waterfront price tag, this is the opportunity you've been searching for. Offered at just $450,000, this beautifully updated 2,288-square-foot home is one of the best values currently available in Stratford Harbour, one of Montross, Virginia's premier waterfront communities on the Potomac River. Situated on a shaded lot overlooking the Potomac River, this 4-bedroom, 2-bath home blends timeless character with extensive recent renovations, allowing you to enjoy peace of mind along with breathtaking water views. In 2025, the home underwent significant improvements including fully remodeled bathrooms, new flooring throughout, new front picture windows, exterior siding repairs and fresh paint, new upstairs electrical and plumbing, a freshly painted basement, and a brand-new deck designed for outdoor entertaining. In 2026, new gutters were installed, further enhancing the home's value and curb appeal. Inside, you'll find rich tile flooring, an upgraded kitchen, a formal dining room, a cozy fireplace, an expansive sunroom filled with natural light, and a spacious primary suite complete with its own private balcony overlooking the water. Large windows throughout the home frame spectacular Potomac River views, unforgettable sunsets, and the natural beauty that has made Virginia's Northern Neck one of the region's most desirable waterfront destinations. Step outside onto the new deck and enjoy a setting designed for entertaining family and friends, relaxing with your morning coffee, or simply watching boats cruise the Potomac while bald eagles soar overhead. Living in Stratford Harbour means you're not just purchasing a home—you're investing in an exceptional waterfront lifestyle. Residents enjoy exclusive access to: • Private Shark Tooth Beach along the Potomac River • 110-acre freshwater lake for boating, fishing, and kayaking • Community swimming pool • Clubhouse • Tennis and pickleball courts • Playground • Year-round community events and activities Whether you're searching for a primary residence, vacation home, weekend getaway, retirement retreat, or investment property, this home delivers exceptional value in one of Westmoreland County's most sought-after waterfront communities. Finding a home offering Potomac River views, over 2,200 square feet of living space, extensive recent renovations, resort-style amenities, and this level of affordability is becoming increasingly rare. Conveniently located near historic Montross, Stratford Hall, Colonial Beach, Tappahannock, and within an easy drive of Fredericksburg, Richmond, Northern Virginia, and the Washington, D.C. metropolitan area, this property offers the perfect combination of peaceful waterfront living and convenient accessibility. 1387 N. Independence Drive represents an outstanding opportunity to own more home, more updates, more amenities, and more lifestyle for your investment than many competing properties in today's market. Don't miss one of the best values currently available in Stratford Harbour. Schedule your private showing today and discover why this beautifully updated Potomac River view home is the opportunity buyers have been waiting for. 1387 N Independence Dr, Montross Listing courtesy of Coldwell Banker Elite. Contact: 5403730100
$375,000 Live the life you've been dreaming of! Brand new ranch of full walk out basement has room to expand! The great room has open flow for family and entertaining. The kitchen is amazing! With large island - perfect for refreshments and buffets! Beautiful white wood cabinets with a navy blue island! Open to dining and living areas - also flows to the basement - ready for you to finish as you choose. Whether you need a teen suite, income suite or giant game room - your imagination can run wild here! The community amenities for your family and friends to enjoy include a club house and pool overlooking the Potomac River! Tennis, tot lot, lake for watersports and fishing, marina and boat ramp, and lots more! Explore historic Westmoreland County with wineries, breweries, antiques/thrifting, State Parks, great restaurants and a great little town where things just slow down and people are friendly. It's a hidden gem! This home will be finished in a few weeks and there's another one going up next door! 3 Beds ⋅ 2 Baths Live the life you've been dreaming of! Brand new ranch of full walk out basement has room to expand! The great room has open flow for family and entertaining. The kitchen is amazing! With large island - perfect for refreshments and buffets! Beautiful white wood cabinets with a navy blue island! Open to dining and living areas - also flows to the basement - ready for you to finish as you choose. Whether you need a teen suite, income suite or giant game room - your imagination can run wild here! The community amenities for your family and friends to enjoy include a club house and pool overlooking the Potomac River! Tennis, tot lot, lake for watersports and fishing, marina and boat ramp, and lots more! Explore historic Westmoreland County with wineries, breweries, antiques/thrifting, State Parks, great restaurants and a great little town where things just slow down and people are friendly. It's a hidden gem! This home will be finished in a few weeks and there's another one going up next door! 205 Federalist Way, Montross Listing courtesy of Samson Properties. Contact: (703) 378-8810
$359,000 Now is the perfect time to secure your new home and add your personal touch before construction is complete. Don't miss this opportunity to own a brand-new home in one of the Northern Neck's most desirable communities! Designed with modern living in mind, this thoughtfully crafted home features an open-concept floor plan, stylish finishes, and quality craftsmanship throughout. 3 Beds ⋅ 2 Baths Now is the perfect time to secure your new home and add your personal touch before construction is complete. Don't miss this opportunity to own a brand-new home in one of the Northern Neck's most desirable communities! Designed with modern living in mind, this thoughtfully crafted home features an open-concept floor plan, stylish finishes, and quality craftsmanship throughout. 1454 South Independence Drive, Montross Listing courtesy of EXIT Mid-Rivers Realty. Contact:
$219,000 NEW PRICE!!! Beautifully Renovated Home in a Sought‑After Waterfront Community Step into this fully renovated gem where absolutely nothing has been left undone. Every upgrade has been thoughtfully completed so you can move in with total peace of mind and start enjoying the good life from day one. This home features ALL NEW FLOORING throughout, supported by brand‑new subfloors for long‑term durability. CRAWLSPACE IS CONDITIONED The kitchen shines with ALL NEW CABINETS new STAINLESS STEEL APPLIANCES, and the convenience of a new WASHER AND DRYER already in place. Both bathrooms have been completely rebuilt and redesigned, offering fresh, modern finishes that feel straight out of a magazine. Every detail has been refreshed, including all new light fixtures that brighten each room with a warm, inviting glow. Major systems have been handled too—this property boasts a BRAND NEW SEPTIC SYSTEM, giving buyers a huge advantage and peace of mind. Outside, the upgrades continue with new fencing that adds privacy, security, and charm. Truly, you cannot get better than this—a home where every major improvement has already been done for you. FIRST YEAR OF HOA DUES ALREADY TAKEN CARE OF. PLUS A FREE HOME WARRANTY. WHAT MORE CAN YOU ASK FOR. THIS HOME QUALIFIES FOR USDA, FHA, VA, VHDA, CONVENTIONAL. Located in a highly desirable neighborhood, residents enjoy access to a community pool and the perks of a waterfront community lifestyle. Whether you love boating, kayaking, or simply soaking in the peaceful surroundings, this neighborhood offers it all. This is the perfect blend of modern renovation, community amenities, and coastal charm—a rare find that’s ready for its next owner. All this and the Location is Rich in American History As you drive to and from the property, you pass one of Virginia’s most treasured historic landmarks: Stratford Hall. This remarkable 1,800‑acre estate was the boyhood home of Richard Henry Lee and Francis Lightfoot Lee—the only brothers to sign the Declaration of Independence. It is also the birthplace of Robert E. Lee, commanding general of the Confederate Army and one of the most studied figures in American military history. The Charm of Montross, Virginia The home is located just minutes from Montross, a small but vibrant town in Westmoreland County. Montross is known for its welcoming community, historic courthouse square, local shops, wineries, and annual events that celebrate the region’s heritage. The area is surrounded by rolling farmland, riverfront parks, and some of the most significant colonial‑era sites in the country. Living here means enjoying the quiet beauty of the Northern Neck while still being within reach of Fredericksburg, Dahlgren, and other regional hubs. 3 Beds ⋅ 2 Baths NEW PRICE!!! Beautifully Renovated Home in a Sought‑After Waterfront Community Step into this fully renovated gem where absolutely nothing has been left undone. Every upgrade has been thoughtfully completed so you can move in with total peace of mind and start enjoying the good life from day one. This home features ALL NEW FLOORING throughout, supported by brand‑new subfloors for long‑term durability. CRAWLSPACE IS CONDITIONED The kitchen shines with ALL NEW CABINETS new STAINLESS STEEL APPLIANCES, and the convenience of a new WASHER AND DRYER already in place. Both bathrooms have been completely rebuilt and redesigned, offering fresh, modern finishes that feel straight out of a magazine. Every detail has been refreshed, including all new light fixtures that brighten each room with a warm, inviting glow. Major systems have been handled too—this property boasts a BRAND NEW SEPTIC SYSTEM, giving buyers a huge advantage and peace of mind. Outside, the upgrades continue with new fencing that adds privacy, security, and charm. Truly, you cannot get better than this—a home where every major improvement has already been done for you. FIRST YEAR OF HOA DUES ALREADY TAKEN CARE OF. PLUS A FREE HOME WARRANTY. WHAT MORE CAN YOU ASK FOR. THIS HOME QUALIFIES FOR USDA, FHA, VA, VHDA, CONVENTIONAL. Located in a highly desirable neighborhood, residents enjoy access to a community pool and the perks of a waterfront community lifestyle. Whether you love boating, kayaking, or simply soaking in the peaceful surroundings, this neighborhood offers it all. This is the perfect blend of modern renovation, community amenities, and coastal charm—a rare find that’s ready for its next owner. All this and the Location is Rich in American History As you drive to and from the property, you pass one of Virginia’s most treasured historic landmarks: Stratford Hall. This remarkable 1,800‑acre estate was the boyhood home of Richard Henry Lee and Francis Lightfoot Lee—the only brothers to sign the Declaration of Independence. It is also the birthplace of Robert E. Lee, commanding general of the Confederate Army and one of the most studied figures in American military history. The Charm of Montross, Virginia The home is located just minutes from Montross, a small but vibrant town in Westmoreland County. Montross is known for its welcoming community, historic courthouse square, local shops, wineries, and annual events that celebrate the region’s heritage. The area is surrounded by rolling farmland, riverfront parks, and some of the most significant colonial‑era sites in the country. Living here means enjoying the quiet beauty of the Northern Neck while still being within reach of Fredericksburg, Dahlgren, and other regional hubs. 107 Federalist Way, Montross Listing courtesy of Treck Realty LLC. Contact: 7034751009
$179,900 A WONDERFUL WATERFRONT opportunity to own two great lakefront lots together equaling 1.49 Acres in the waterfront community Stratford Harbour! Septic perc on file for a three bedroom home. Combined county assessed value is $225,000, and now priced $45,000 under assessment. These Lakefront lots are now priced to sell. Maintenance is being completed on the Dam and will be completed appropriately 6/30/2026. Potential waterfront land opportunities like this are becoming much harder to come by, so DON’T miss out on this one! Please see attached photos of the location of the Lot and of all of the amenities that Stratford Harbour offers! Stratford Harbour Member only access to Beaches on the Lake and the Marina on the Potomac River. Discover why Stratford Harbour is such a well sought-after Waterfront community where "Neighbors become friends and friends become family!" Watch my Video Tour of Stratford Harbour here on the MLS! A WONDERFUL WATERFRONT opportunity to own two great lakefront lots together equaling 1.49 Acres in the waterfront community Stratford Harbour! Septic perc on file for a three bedroom home. Combined county assessed value is $225,000, and now priced $45,000 under assessment. These Lakefront lots are now priced to sell. Maintenance is being completed on the Dam and will be completed appropriately 6/30/2026. Potential waterfront land opportunities like this are becoming much harder to come by, so DON’T miss out on this one! Please see attached photos of the location of the Lot and of all of the amenities that Stratford Harbour offers! Stratford Harbour Member only access to Beaches on the Lake and the Marina on the Potomac River. Discover why Stratford Harbour is such a well sought-after Waterfront community where "Neighbors become friends and friends become family!" Watch my Video Tour of Stratford Harbour here on the MLS! LOT #32 & #33 Hidden Lake Drive, Montross Listing courtesy of AC Realty Group. Contact: 8045870870
$3,500 Welcome to Lot #152 South Independence Drive, located in the highly desirable Stratford Harbour community in Montross, Virginia! This approximate 0.36-acre lot (15,681.60 sq. ft.) offers an affordable opportunity to become a Stratford Harbour property owner and enjoy the many amenities this sought-after waterfront community has to offer. The property is currently County assessed at $20,800 and is being offered at an exceptional $3,500 FIRM, well below the current assessed value as seller is liquidating his inventory and is very motivated to sell! The lot is being marketed as a recreational/amenity lot, as there is currently no septic perk or soil evaluation on file. A future owner may choose to have the appropriate soil evaluation performed to determine whether the property could potentially support an onsite septic system and future improvements. No representation is being made as to the lot’s buildability. Ownership in Stratford Harbour provides members-only access to community amenities, including beautiful beaches along the lake and access to the community marina on the Potomac River—making this an appealing opportunity for those who want to enjoy the Northern Neck lifestyle without the expense of purchasing an improved property. Whether you’re looking for an affordable way to enjoy Stratford Harbour’s amenities or simply want to own a piece of this special community, Lot #152 South Independence Drive is priced to sell! Come discover why Stratford Harbour continues to be such a sought-after waterfront community, where “Neighbors become friends and friends become family!” Be sure to watch my Stratford Harbour Video Tour right here in the MLS to see more of this wonderful community! Welcome to Lot #152 South Independence Drive, located in the highly desirable Stratford Harbour community in Montross, Virginia! This approximate 0.36-acre lot (15,681.60 sq. ft.) offers an affordable opportunity to become a Stratford Harbour property owner and enjoy the many amenities this sought-after waterfront community has to offer. The property is currently County assessed at $20,800 and is being offered at an exceptional $3,500 FIRM, well below the current assessed value as seller is liquidating his inventory and is very motivated to sell! The lot is being marketed as a recreational/amenity lot, as there is currently no septic perk or soil evaluation on file. A future owner may choose to have the appropriate soil evaluation performed to determine whether the property could potentially support an onsite septic system and future improvements. No representation is being made as to the lot’s buildability. Ownership in Stratford Harbour provides members-only access to community amenities, including beautiful beaches along the lake and access to the community marina on the Potomac River—making this an appealing opportunity for those who want to enjoy the Northern Neck lifestyle without the expense of purchasing an improved property. Whether you’re looking for an affordable way to enjoy Stratford Harbour’s amenities or simply want to own a piece of this special community, Lot #152 South Independence Drive is priced to sell! Come discover why Stratford Harbour continues to be such a sought-after waterfront community, where “Neighbors become friends and friends become family!” Be sure to watch my Stratford Harbour Video Tour right here in the MLS to see more of this wonderful community! LOT 152 South Independence Drive, Montross Listing courtesy of AC Realty Group. Contact: 8045870870