Fredericksburg City County Homes under $500,000

Fredericksburg City County Homes under $500,000

Welcome to Fredericksburg City, Virginia – a charming blend of history, culture, and modern living! Nestled along the banks of the Rappahannock River, Fredericksburg is a vibrant city that boasts a rich historical legacy, with roots dating back to the 18th century. Known for its picturesque streets, historic landmarks, and a thriving arts scene, this city is the perfect place for families, professionals, and retirees alike.

One of the most appealing aspects of Fredericksburg is its diverse range of homes, especially those priced under $500,000. Whether you're a first-time homebuyer looking for a cozy starter home or a growing family seeking a spacious residence, Fredericksburg offers a variety of options to suit your needs. From charming bungalows and traditional colonials to modern townhouses, the real estate market here is both accessible and inviting.

Living in Fredericksburg means you’ll be surrounded by a wealth of amenities. Enjoy leisurely strolls through the historic downtown area, where you’ll find delightful boutiques, art galleries, and an array of dining options. For outdoor enthusiasts, the nearby parks and rivers provide ample opportunities for hiking, fishing, and enjoying nature.

With its appealing homes under $500,000, rich historical context, and a vibrant community, Fredericksburg City is not just a place to live – it’s a place to thrive. Explore your options today and discover why so many are proud to call Fredericksburg home!

Newest Fredericksburg City County Homes under $500,000

1204 Wilcox Drive Ave, Fredericksburg
$458,000
4 Beds ⋅ 4 Baths
Beautiful townhouse in sought after Idlewild. Open the front door and you will be greeted by a beautiful green space, A serene area where you can relax, read a book or just enjoy the neighborhood. Deck was just refinished. Four bedrooms, Three upstairs and one downstairs that would make a great area for guests or the teenager who needs a little privacy. Stainless steel appliances and plenty of cabinets will provide enough room for all your needs. New flooring just put in two bathrooms. This townhome has been meticulously cared for and is in excellent condition. The washer and dryer are on the lower level with direct access to the two car garage. Location, Lifestyle & Convenience Meet in Idlewild! Welcome to a home in the highly convenient Idlewild community, where everyday living is complemented by an abundance of outdoor recreation, neighborhood amenities, and easy access to everything Fredericksburg has to offer. One of the standout features of this location is its proximity to the Virginia Central Railway (VCR) Trail, providing an inviting connection to miles of paved, multi-use trails for walking, running, biking, and enjoying the outdoors. The VCR Trail stretches from the Idlewild area toward historic downtown Fredericksburg, creating a unique opportunity to enjoy the outdoors while remaining close to the heart of the city. Within Idlewild, residents also enjoy a neighborhood setting designed with sidewalks, walking paths, green space, and community amenities that encourage an active lifestyle. The community features amenities including a pool, clubhouse, tennis courts, playgrounds, and fitness facilities, adding recreation and convenience right where you live. And when it is time to explore, historic downtown Fredericksburg is close by, offering locally owned restaurants, coffee shops, boutiques, galleries, parks, and the charm of one of Virginia's most historic communities. The area's trail network also provides connections toward downtown and Fredericksburg's riverfront and canal paths, expanding the opportunities for walking, biking, and enjoying the outdoors. For commuters, the location is especially appealing with convenient access to I-95, and the downtown Fredericksburg train station…making trips north toward Washington, D.C. or south toward Richmond more accessible. Shopping, dining, entertainment, and everyday conveniences are also readily available throughout the surrounding Fredericksburg area. Whether you are looking for a place where you can step outside for a walk, hop on the trail for a bike ride, enjoy a weekend in downtown Fredericksburg, or simplify the daily commute, this Idlewild location puts an impressive variety of experiences within easy reach. A connected community. An active lifestyle. Historic Fredericksburg nearby. I-95 just minutes away. This is the kind of location that makes everyday living easier—and weekends more enjoyable.

1204 Wilcox Drive Ave, Fredericksburg

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

1122 Oakwood St, Fredericksburg
$449,900
3 Beds ⋅ 4 Baths
Welcome home to this beautifully maintained 3-level, 3-bedroom, 2 full and 2 half bath townhome offering modern living, generous space, and an incredible energy-saving upgrade—SOLAR PANELS installed in 2025! Enjoy the benefit of dramatically reduced electric bills while taking advantage of everything this stylish home has to offer. Step inside to find NEW luxury vinyl plank flooring, an open-concept floor plan filled with natural light, and a spacious kitchen designed for both everyday living and entertaining. The kitchen features granite countertops, energy-efficient appliances, recessed lighting, double ovens, abundant cabinetry, and a large bar area that opens seamlessly to the main living space. Upstairs, you'll find a spacious primary bedroom, generously sized secondary bedrooms, and the convenience of an upper-level laundry room. A large private balcony provides additional outdoor living space, while the attached rear-entry 2-car garage, oversized driveway, and abundant adjacent parking make parking easy for both residents and guests. Location is another major highlight! Conveniently situated just minutes from I-95, Mary Washington Hospital, public transportation, historic Downtown Fredericksburg, Spotsylvania Towne Centre, Central Park, and an incredible selection of shopping, dining, and entertainment. Modern finishes, new LVP flooring, abundant parking, a 2-car garage, and the energy-saving benefits of recently installed solar panels make this home one you won't want to miss. Schedule your showing today!

1122 Oakwood St, Fredericksburg

Listing courtesy of Redfin Corporation. Contact:

441 Deerwood Dr, Fredericksburg
$459,999
4 Beds ⋅ 2 Baths
Some homes are simply made for gathering, and 441 Deerwood Drive has been just that for generations! This four-bedroom, two-full-bath brick home offers two levels of comfortable living, beautifully maintained landscaping, and a backyard that may quickly become your favorite place to spend the summer. The outdoor living space is truly a highlight. An expansive deck stretches across the entire back of the home, providing plenty of room for outdoor dining, entertaining, and relaxing. Just beyond is the in-ground swimming pool, complete with a diving board and surrounded by a beautifully landscaped backyard enclosed by six-foot privacy fencing with three gated entrances. Whether hosting a summer gathering or enjoying an afternoon by the pool, this backyard was designed to be enjoyed! Inside, the home offers a welcoming layout with everything needed for everyday living on the upper level. The kitchen has long been the heart of the home, while the main living area provides another comfortable place to gather. Downstairs, the former two-car garage has been converted into an exceptionally spacious second family room, creating a wonderful additional living area with endless possibilities for entertaining, recreation, hobbies, or simply spreading out. Pride of ownership is evident throughout, from the beautifully maintained brick exterior with cedar accents to the thoughtful landscaping and recent improvements. Updates include a brand-new roof in August 2026, new carpeting throughout and LVP flooring in the lower-level bathroom in September 2026, a new water heater in September 2026, a mini-split system installed in the lower level in June 2025, and a recently replaced washing machine. Located in an established neighborhood near battlefield parkland, this home offers convenient access to downtown Fredericksburg, Mary Washington Hospital, shopping, dining, the VRE, and major commuter routes. For the sellers, this has always been the house where everyone wanted to be. From learning to swim in the backyard pool to countless family dinners and celebrations, every corner holds a special memory. Warm, welcoming, and filled with spaces designed to bring people together, 441 Deerwood Drive is ready for a whole new collection of memories.

441 Deerwood Dr, Fredericksburg

Listing courtesy of Porch & Stable Realty, LLC. Contact:

2106 Hays St, Fredericksburg
$439,000
3 Beds ⋅ 3 Baths
Nestled in the charming Governors Row community, this delightful townhouse offers a perfect blend of modern comfort and classic Colonial style. Built in 2017, the home features a warm and inviting interior with 1,955 sq. ft. of thoughtfully designed living space. Step inside to discover an open floor plan that seamlessly connects the gourmet kitchen, complete with upgraded countertops and stainless steel appliances, to the cozy family room and dining area—ideal for entertaining or quiet evenings at home. Natural light pours in through double-pane windows, enhancing the beauty of hardwood flooring throughout. The spacious primary suite boasts a walk-in closet and a luxurious bathroom while additional bedrooms provide flexibility for guests or a home office. Enjoy the convenience of in-unit laundry and ample storage, including an attic for seasonal items. Outside, the property features a lovely trex deck, perfect for morning coffee or evening gatherings, and is surrounded by beautifully maintained lawns, thanks to the community's comprehensive maintenance services. The attached garage and driveway offer plenty of parking, while sidewalks and street lights create a welcoming neighborhood atmosphere. Located just moments from I-95, the VRE downtown Fredericksburg, local parks, shopping, and dining, this home is a true gem in a vibrant community. Experience the comfort and convenience of Governors Row—your new sanctuary awaits!

2106 Hays St, Fredericksburg

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

2509 Terra Cotta Ln, Fredericksburg
$479,900
4 Beds ⋅ 4 Baths
**OPEN HOUSE: October 4th from 12:00 PM to 4:00 PM. ** Welcome to modern, turn-key living in the sought-after Valley Run community! Built in 2022, this immaculate three-level townhome offers 4 bedrooms, 3.5 bathrooms, and a private rear-entry 2-car garage, delivering the perfect combination of space, style, and everyday functionality. Available for Sale or for Rent. <br> The versatile entry level features a private bedroom/flex suite with direct bath access—ideal for guests, a multi-generational setup, or a dedicated executive home office—along with seamless entry from the attached 2-car garage and private driveway. </br><br>Head up to the light-filled main level, where an open-concept layout creates an effortless flow between the expansive living room, spacious dining area, and gourmet kitchen. The kitchen showcases premium granite countertops, stainless steel appliances, sleek cabinetry, and a large center island designed for casual dining and entertaining. Directly off the main living space, step out onto the private rear deck to relax and enjoy low-maintenance outdoor living. </br><br>The upper level serves as a quiet retreat, anchored by a generous primary suite complete with a custom walk-in closet and a spa-inspired en-suite bathroom. Two additional well-appointed bedrooms, a full hallway bathroom, and a conveniently located upper-floor laundry room complete the top level.</br><br>Enjoy true low-maintenance living with HOA-covered lawn care, trash service, and snow removal. Unbeatable central Fredericksburg location: just minutes from I-95, Route 1, Historic Downtown Fredericksburg, Mary Washington Hospital and University, Central Park shopping, and local VRE/Amtrak commuter stations.</br><br>Whether you are looking to purchase your next home or secure a pristine, turnkey rental, this property is ready for immediate occupancy. Schedule your private tour today!</br>

2509 Terra Cotta Ln, Fredericksburg

Listing courtesy of Samson Properties. Contact:

1 Hooker Pl, Fredericksburg
$475,000
4 Beds ⋅ 3 Baths
Lovely home at a better price! This all-brick beauty is framed by mature trees and lush greenery in an established Fredericksburg neighborhood with no HOA, giving you complete freedom to enjoy your home on your terms. A newly poured concrete walkway and freshly painted entry welcome you inside. Once through the door, crisp fresh paint, updated lighting, and classic hardwood floors anchor the living space. The updated kitchen features granite countertops, white cabinetry, and newer appliances. Down the hall, two guest bedrooms share a refreshed full bathroom, while the primary suite offers its own clean, refreshed ensuite bath. Downstairs, the finished lower level features a warm recreation space with a gas fireplace, a half bath, a separate laundry room, direct access to the 1-car garage, and a flexible (NTC) 4th bedroom/office. Step outside into your private outdoor oasis! The level, fully fenced backyard with a patio and firepit is the perfect set up for hosting cookouts, cornhole, and stargazing under the stars. Tucked in a quiet cul-de-sac with an elongated driveway, parking is a breeze. Move-in ready and full of charm—step in and fall in love! Updates to note: New windows with lifetime warranty (2026); Storage shed (2026); HW heater (2023): HVAC ( less than 10 yrs); Roof (unknown); Fence (2026); Refrigerator (2024); Dishwasher and Stove (2020)

1 Hooker Pl, Fredericksburg

Listing courtesy of Redfin Corporation. Contact:

420 Germania St, Fredericksburg
$489,990
3 Beds ⋅ 4 Baths
Move-in ready interior brick townhome with a 2-car garage in an ideal Fredericksburg location! This three-level home combines low-maintenance living with upgraded finishes, flexible living spaces, and a thoughtfully designed open-concept layout. The first floor features an open rec room and full bathroom—perfect for guests, or additional living space. Upgraded oak stairs lead to the main level, where luxury vinyl plank flooring flows throughout the living areas. At the heart of the home, the chef's inspired kitchen features stainless steel appliances, a cooktop, wall oven, upgraded cabinetry, and a spacious center island with room for gathering and entertaining. A rear deck just off the kitchen extends the living space outdoors. Upstairs, the spacious primary suite includes a private ensuite bathroom with a double-sink vanity and walk-in shower. Upgraded tile in all bathrooms adds to the home's elevated finishes. Ideally located near historic Downtown Fredericksburg with a Walk Score® of 72, the community will feature future amenities including a dog park, tot lot, open green spaces, benches, and pergolas. Enjoy nearby recreation along the Rappahannock River Heritage Trail and at Old Mill Park. Commuters will appreciate convenient access to the VRE, I-95, and Route 1. Move in now and enjoy low-maintenance living close to shopping, recreation, and major commuter routes.

420 Germania St, Fredericksburg

Listing courtesy of DRB Group Realty, LLC. Contact:

1006 Valley Run Dr, Fredericksburg
$479,900
3 Beds ⋅ 4 Baths
Welcome to Valley Run, where modern living, flexible space, and a convenient Fredericksburg location come together in this move-in-ready end-unit townhome. Built in 2021, this beautifully designed home offers 3 bedrooms, 3.5 bathrooms, a 2-car rear-load garage, a composite deck, and three finished levels created to easily adapt to the way you live. Step inside to a versatile entry-level space that gives you options from day one. Create the perfect home office, private guest space or optional bedroom, home gym, playroom, or additional living area—the flexibility is yours. Upstairs, the heart of the home is bright, open, and made for gathering. The open-concept floor plan allows the kitchen, dining, and living areas to flow effortlessly together, making everything from quiet mornings at home to entertaining friends feel easy. Step outside onto the composite deck for morning coffee, grilling, outdoor dining, or relaxing at the end of the day. The upper level offers three comfortable bedrooms, including a spacious primary suite, while 3.5 bathrooms throughout the home provide plenty of convenience for everyday living and overnight guests. The end-unit location brings additional natural light and a greater sense of privacy, while the 2-car rear-load garage provides the parking and storage space that can be hard to find in townhome living. Located in the Valley Run community of Fredericksburg, Virginia, this newer-construction townhome puts you close to shopping, dining, recreation, and major commuter routes while giving you a comfortable place to come home to at the end of the day. If you have been searching for an end-unit townhome in Fredericksburg, VA with a 2-car garage, flexible living space, an open floor plan, outdoor living, and a convenient location, this one checks all the boxes.

1006 Valley Run Dr, Fredericksburg

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

1903 Charles St, Fredericksburg
$409,900
3 Beds ⋅ 2 Baths
There is something special about a home with nearly a century of stories behind its walls, and 1903 Charles Street brings that character together with a location that puts so much of Fredericksburg within easy reach. This three-bedroom, two-full-bath home is filled with the craftsmanship that gives older homes their unmistakable charm, including natural hardwood floors, beautiful millwork, graceful archways, and details you simply don't find in most newer construction. The spacious kitchen offers custom cabinetry extending to the ceiling, built-in shelving, a roomy pantry, and space for casual dining, while a separate dining room provides another place to gather. An attached suite adds tremendous versatility with its own living area with double doors to the patio, an additional room with two closets, and access to the back deck. There is also a flexible rear office that could easily serve as a hobby room, guest space, or additional sitting area. Out back, the fenced yard offers plenty of usable space along with a uniquely designed deck with room for seating, grilling, and outdoor dining. A rear porch surrounded by large windows and sliding glass doors creates another wonderful space to enjoy the backyard and changing seasons. Off-street parking is another welcome bonus, especially this close to downtown. And the location is one of the best parts. Downtown Fredericksburg, local parks, the canal path and its walking trails, shopping, dining, the VRE, Mary Washington Hospital, and the Rappahannock River are all nearby, making it easy to enjoy everything this historic city has to offer. A partial roof replacement was completed in 2025. Lovingly held by the same family for generations, 1903 Charles Street is a home with genuine history, warmth, and character, ready for someone new to make it part of their own Fredericksburg story.

1903 Charles St, Fredericksburg

Listing courtesy of Porch & Stable Realty, LLC. Contact:

505 Harris, Fredericksburg
$274,900
2 Beds ⋅ 2 Baths
This very well‑cared‑for condo townhouse offers comfort, style, and convenience throughout. The main level features beautiful grey hardwood floors and recessed lighting in the living room, along with a convenient half bathroom for guests. The upgraded kitchen includes granite countertops and brand‑new stainless steel appliances (dishwasher in excellent, barely‑used condition). A full‑size washer and dryer are located just off the kitchen and dining area for easy access. Step outside to a spacious, walk‑out yard—larger than many others in the neighborhood—perfect for entertaining, relaxing, or enjoying outdoor activities. The upper level offers two generous bedrooms with ceiling fans and a beautifully remodeled full bathroom. Two assigned parking spaces plus convenient visitor parking located directly in front of the property complete this fantastic home.

505 Harris, Fredericksburg

Listing courtesy of Atlas One Realty. Contact:

7 Seneca Ter, Fredericksburg
$450,000
3 Beds ⋅ 3 Baths
Welcome to 7 Seneca Terrace, where thoughtful updates, abundant natural light, and a peaceful, park-like setting create a home that feels inviting from the moment you arrive. Tucked into a quiet neighborhood and surrounded by beautiful greenery, this special property truly comes alive each Spring when the azalea bushes burst into bloom, creating a colorful backdrop for everyday living. Inside, natural light fills the home, while recent improvements offer added comfort and confidence, including new flooring in the foyer and new carpet and drywall in the downstairs room/bedroom, providing flexible space for guests, a home office, recreation, or hobbies. Outside, a new patio creates an inviting place to relax, entertain, and enjoy the serene surroundings, complemented by a new French drain and foundation reinforcement backed by a system warranty. Additional upgrades include Pella windows installed in 2020, a new roof in 2024, and an impressive 8.91 kW solar system installed in 2024, bringing energy-conscious living to this charming home. A smart front door lock adds everyday convenience, while the combination of substantial improvements, solar power, beautiful natural surroundings, and a tranquil neighborhood makes 7 Seneca Terrace a wonderful place to settle in, unwind, and feel at home. Enjoy a convenient Fredericksburg location close to outdoor recreation, shopping, dining, and entertainment, with nearby favorites including Alum Spring Park, the Rappahannock River Heritage Trail, and historic Downtown Fredericksburg, while Central Park offers an abundance of shopping, restaurants, and everyday conveniences. Commuters will appreciate easy access to Route 3, Route 1, and I-95, along with the Fredericksburg VRE station, providing commuter rail service toward Alexandria, Crystal City, L’Enfant Plaza, and Washington, DC, as well as Amtrak service for regional travel. Metro connections are available farther north, including Franconia-Springfield, while the home’s proximity to I-95 makes it convenient to reach Northern Virginia and the museums, monuments, dining, entertainment, and attractions of Washington, DC.

7 Seneca Ter, Fredericksburg

Listing courtesy of Redfin Corporation. Contact:

2401 Lafayette Blvd, Fredericksburg
$410,000
3 Beds ⋅ 2 Baths
Renovated cape cod located in Fredericksburg city limits. Convenient to public transportation and all the city has to offer, shopping, restaurants, parks, and the river! With almost $70K in improvements & updates!! Main Level Bedroom!! Kitchen Totally redone, feature beautiful upgraded cabinets, quartz counter tops, All NEW stainless Steel Appliances, NEW subway tile backsplash, NEW plumbing fixtures, NEW LVP flooring. Gorgeous hardwood floors throughout, NEW Windows, NEW Roof, Remolded Baths to include NEW floor-NEW Plumbing & Light fixtures-NEW Sliding glass bath doors. Freshly Painted, Very Large Covered Porch!! Huge basement for future expansion. Very large & level corner lot!! Home warranty to convey

2401 Lafayette Blvd, Fredericksburg

Listing courtesy of One Percent Lists Virginia. Contact:

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