Louisa County Homes under $400,000

Louisa County Homes under $400,000

Welcome to Louisa County, Virginia—a hidden gem nestled in the heart of the picturesque Piedmont region. Known for its rich history, breathtaking landscapes, and vibrant community, Louisa offers a unique blend of rural charm and modern conveniences. Just a short drive from both Charlottesville and Richmond, residents enjoy easy access to bustling urban amenities while savoring the tranquility of country living.

Louisa County is home to an array of outdoor activities, from the stunning shores of Lake Anna to the scenic trails of the nearby Blue Ridge Mountains. Whether you’re an avid hiker, a water sports enthusiast, or simply someone who appreciates beautiful natural surroundings, Louisa has something for everyone. The area also boasts a strong sense of community, with local farmers' markets, festivals, and events that foster connections among residents.

For homebuyers seeking affordability without compromising on quality, Louisa County is an ideal destination. With numerous homes available for under $400,000, this area presents an excellent opportunity for first-time buyers, families, and retirees alike. From charming single-family homes to spacious townhouses, the real estate market here offers diverse options to suit various lifestyles and budgets.

Imagine settling into a lovely home surrounded by serene landscapes, friendly neighbors, and a welcoming community spirit. Whether you’re looking to invest in a cozy starter home or a peaceful retreat, Louisa County is ready to welcome you with open arms. Discover your perfect home in this enchanting corner of Virginia today!

Newest Louisa County Homes under $400,000

147 Belsches Rd, Bumpass
$299,750
2 Beds ⋅ 1 Baths
Calling all investors, developers, first-time home buyers, and small farmers! Rare opportunity with subdivision potential near Lake Anna! Seller is offering $5,000 in closing costs to the right buyer! Nestled in a peaceful, quiet country setting in Louisa, Virginia, this 960 sq ft, 2-bedroom, 1-bath home offers unmatched versatility, natural privacy, and immense possibilities. Tucked behind a deep natural buffer from the road and surrounded by a mature hardwood forest, the property delivers total tranquility while keeping you just minutes from boating, dining, and outdoor recreation on Lake Anna. Inside, the home feels surprisingly open and airy thanks to vaulted ceilings in both the den and bathroom, complementing an efficient, comfortable layout with a large dedicated laundry/utility room. A brand-new mini-split system ensures year-round, energy-efficient heating and cooling. Outdoors, the property is fully set up for country living, hobbies, and homesteading. In addition to a 1.5-car garage and a substantial pole barn—perfect for boat storage, heavy equipment, or a covered workshop—you'll find a ready-to-use chicken coop and run, plus a partially fenced yard ideal for small animals or dogs. The true showstopper is the land's untapped potential. The parcel is dividable, opening doors for immediate value creation, residential expansion, or multiple build sites. Need even more room to grow? An additional 3-acre parcel directly adjacent to the property is also available, presenting a rare assemblage opportunity in a high-demand Lake Anna corridor. Whether you are looking to renovate and hold as a weekend rental, build a private multi-home family compound, or subdivide and develop, this acreage checks every box.

147 Belsches Rd, Bumpass

Listing courtesy of RE/MAX Realty Specialists. Contact:

2861 S Spotswood Trl Trail S, Louisa
$274,950
2 Beds ⋅ 1 Baths
Charming, turn-key country bungalow set on two scenic acres between the historic towns of Gordonsville and Louisa. This well-maintained 2-bedroom, 1-bath home offers 1,188 square feet of comfortable living space highlighted by classic character and thoughtful updates throughout. Relax on the welcoming covered front porch and take in expansive rural views, or step inside to an inviting floor plan featuring an eat-in kitchen and a dedicated laundry area. Practical dual entrances provide everyday convenience, while substantial past renovations (completed within the last 10 years) offer total peace of mind—including an updated kitchen and bathroom, durable metal roof, and gutters. Recent maintenance adds even more value with a freshly painted exterior, an encapsulated crawlspace, and an exterior storage shed ready for tools and lawn equipment. Enjoy private country living with quick, easy access to local dining, shopping, and wineries in both Louisa and Gordonsville.

2861 S Spotswood Trl Trail S, Louisa

Listing courtesy of RE/MAX Realty Specialists. Contact:

3103 S Spotswood Trl, Louisa
$380,000
3 Beds ⋅ 2 Baths
Room to grow on almost 2 acres! Set on a flat corner lot conveniently located off Route 33, this spacious raised rambler offers three bedrooms, two full baths, and an oversized side-load two-car garage. Vaulted ceilings give the main level an open, airy feel, while a wood burning fireplace adds warmth to the living space. Hardwood floors run through much of the main level, and two bedrooms feature updated LVP flooring. The split-bedroom floor plan provides privacy for the primary suite, complete with a five-piece bath featuring a jetted tub and separate shower and walk-in closet. Main-level laundry is conveniently located off the kitchen, where French doors open to an expansive rear deck. A covered patio below offers another place to enjoy the outdoors. The unfinished basement is already framed for additional living space, a bedroom, bathroom, and mechanical room, with rough plumbing in place for the future bath. The HVAC system was replaced in August 2025. Enjoy the space this home offers today and imagine the possibilities ahead!

3103 S Spotswood Trl, Louisa

Listing courtesy of Q Real Estate, LLC. Contact:

584 Mallorys Ford Rd, Louisa
$275,000
3 Beds ⋅ 2 Baths
Enjoy space, privacy, and a peaceful country setting on 3.58 acres in Louisa County. This Fleetwood Homes Celebration Model 4483M is a double-wide manufactured home offering 1,263 square feet with 3 bedrooms and 2 full baths and an modern and open floor plan with laminate wood flooring. Primary bedroom features an en-suite bathroom with soaking tub, separate shower, and double vanity. The property is surrounded by mature woods for added privacy while the area immediately around the home has been thoughtfully cleared, creating spacious front and back yards, and front porch with plenty of room to enjoy the outdoors. Set back in a tranquil setting, the home offers the breathing room of a larger property without sacrificing usable yard space. One of the standout features is the property's three well-maintained sheds plus a rear carport, providing an abundance of space for tools, equipment, lawn and garden supplies, recreational gear, or workshop and hobby space. It's an especially appealing setup for anyone looking for extra storage and room to pursue projects at home. Recent improvements include fresh paint throughout, updated light fixtures, HVAC work completed in 2024 and a new well pressure tank installed in 2025. With over 3.5 acres, a private wooded backdrop, generous yard space, multiple outbuildings, and no shortage of possibilities, this property offers an inviting opportunity to enjoy a quieter setting with room to spread out.

584 Mallorys Ford Rd, Louisa

Listing courtesy of NHT Real Estate LLC. Contact:

100 South St, Louisa
$229,900
2 Beds ⋅ 1 Baths
Great opportunity in the Town of Louisa! Whether you're looking for your first home, a cozy place to call your own, or an investment property, this 2 bedroom, 1 full bathroom home is worth a look. The living room features wood floors and a wood burning fireplace, creating a warm and inviting space. The eat-in kitchen offers a convenient space for everyday meals, plus a separate dining area that could also be used as a home office, playroom, or flex space. A detached garage provides room for your vehicle, toys, or extra storage, while the backyard offers space to relax, entertain, or enjoy a summer cookout. Conveniently located near local shopping, restaurants, and other Town of Louisa amenities, with easy access for commuters. Come take a look!

100 South St, Louisa

Listing courtesy of Lake Anna Island Realty. Contact:

LOT 5 Aspen Hill Rd, Mineral
$185,000
1 Beds ⋅ 1 Baths

LOT 5 Aspen Hill Rd, Mineral

Listing courtesy of Madison & Co Properties LLC. Contact:

364 Lakeview Cir, Louisa
$308,000
3 Beds ⋅ 2 Baths
Welcome to 364 Lakeview Cir, a beautifully renovated home nestled in the gated Blue Ridge Shores lake community. Offering 3 bedrooms and 2 full bathrooms, this light-filled home features new hardwood flooring and carpet, a welcoming living room, and an eat-in kitchen with quartz countertops, wood cabinetry, and new stainless steel appliances. The unfinished basement provides additional space and includes a rough-in for a third bathroom. Step outside to the back deck, offering a comfortable space to relax or entertain. With its modern updates and desirable lake setting, this home offers a wonderful opportunity to enjoy all that Blue Ridge Shores has to offer. This home combines modern updates with lake living, offering the opportunity to enjoy the lifestyle and amenities of desirable Blue Ridge Shores.

364 Lakeview Cir, Louisa

Listing courtesy of Samson Properties. Contact:

1271 Doctors Rd, Louisa
$329,500
3 Beds ⋅ 2 Baths
Brand-new construction meets quality craftsmanship in this thoughtfully designed 1,791 sq. ft. split-bedroom rancher, perfectly situated between the historic Towns of Gordonsville and Louisa with an anticipated completion date of October 31. Built to a higher standard with durable 2x6 exterior wall framing for superior structural integrity and energy efficiency, this one-level home is loaded with quality builder upgrades. The open-concept living area centers around a bright kitchen equipped with a large center island, flowing seamlessly into the dining area. From the dining room, step through sliding glass doors onto your private back deck—ideal for morning coffee, evening cookouts, and easy indoor-outdoor entertaining. The split-bedroom layout ensures maximum privacy for the primary suite, while a dedicated laundry room adds everyday convenience. Outside, take advantage of a fully fenced yard, plus a separate fenced area perfect for a garden or pet. Work from home seamlessly with high-speed Firefly fiber internet available on-site, offering rural tranquility without sacrificing connectivity. Enjoy peaceful country living with easy commuter access to Charlottesville, Richmond, and Fredericksburg. Note: Listing photos are virtually enhanced; the finished home will be similar in fit, finish, and layout.

1271 Doctors Rd, Louisa

Listing courtesy of RE/MAX Realty Specialists. Contact:

297 Poplar Dr, Louisa
$295,000
3 Beds ⋅ 2 Baths
Enjoy easy single-level living in the gated lake community of Blue Ridge Shores! This inviting 3-bedroom, 2-bath home offers comfortable living with the warmth of wood floors throughout—no carpet—and a cozy fireplace perfect for taking the chill off cooler evenings. Relax on the welcoming front porch or step out to the rear deck overlooking a nice, level lot with a firepit and two outbuildings for additional storage. Blue Ridge Shores offers a wonderful lake lifestyle with a private lake, multiple beaches, playground, tennis and pickleball courts, wooded walking trails, and planned community events throughout the year. Boat slips are available by wait list. Whether you enjoy boating, relaxing at the beach, walking the trails, or simply spending time outdoors, there is plenty to enjoy right within the community. Xfinity cable and high-speed internet make working from home a breeze. Conveniently located with access to Orange and Louisa, as well as Fredericksburg, Richmond, and Charlottesville. Priced to sell! Inspections are welcome for informational purposes; however, the property is being sold as-is. Property includes a pool; condition of the pool is unknown. Come enjoy the Blue Ridge Shores lifestyle and make this home your own!

297 Poplar Dr, Louisa

Listing courtesy of RE/MAX Realty Specialists. Contact:

365 Richardson Dr, Louisa
$399,999
3 Beds ⋅ 2 Baths
Better than new and ready to impress! Welcome to this beautifully maintained Wilson model by Liberty Homes, built in 2021 and offering 1,668 square feet, 3 bedrooms, and 2 full baths. Meticulously cared for and truly move-in ready, this home combines modern style, comfort, and convenience. Step inside to an inviting open floor plan perfect for both everyday living and entertaining. The well-appointed kitchen features granite countertops and stainless steel appliances, creating a stylish and functional space. The spacious primary suite offers a relaxing retreat, while two additional bedrooms provide flexibility for family, guests, a home office, or hobbies. A 2-car garage adds everyday convenience and storage. Enjoy the benefits of thoughtful improvements, including gutter guards, window treatments, a vapor barrier and a conditioned crawl space. The washer and dryer convey along with Ring cameras adding even more convenience and peace of mind. Firefly high speed internet is available in the area. The large, partially wooded lot features a cul-de-sac location at the end of the street, offering a peaceful setting with no through traffic. Enjoy the best of both worlds - quiet neighborhood living with easy access to I-64. Conveniently located approximately 20 minutes from Charlottesville and 30 minutes from Richmond. This home makes commuting and enjoying all the area has to offer a breeze! Impeccably maintained, and in a fantastic location—this Wilson model is ready for its next chapter. Don’t miss it!

365 Richardson Dr, Louisa

Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty. Contact:

12927 Shannon Hill Rd, Louisa
$385,000
3 Beds ⋅ 2 Baths
Brand new and ready to welcome you home! This charming 3 bedroom, 2 bath home offers easy one-level living with a spacious, open floor plan that feels bright, comfortable and inviting from the moment you walk in. LVP flooring flows throughout the main living areas, and the kitchen features black granite countertops with a wraparound counter that provides plenty of prep space, extra seating and an easy connection to the living and dining areas. The primary bedroom is tucked away on its own side of the home and features a spacious walk-in closet and private bathroom with a walk-in shower. On the opposite side of the home, you'll find two additional bedrooms, both with roomy closets and ceiling fans, along with a full hall bath with a tub and a convenient linen closet nearby. A mudroom/laundry room just off the back entrance gives you a practical everyday drop zone and leads right out to the back deck. Outside, there's plenty of room to enjoy the property too. Start your mornings with coffee on the covered front porch, spend your evenings relaxing or grilling on the large back deck, and enjoy the spacious, level yard with room for pets, outdoor games, gardening or simply enjoying a little extra space. The oversized circular driveway can be entered from either end along the road, making coming and going a breeze with plenty of room for parking. Everything is fresh, new and ready for its first owner, just move in and make it home!

12927 Shannon Hill Rd, Louisa

Listing courtesy of Lake Anna Island Realty. Contact:

1707 Signboard Rd, Bumpass
$329,900
3 Beds ⋅ 2 Baths
Welcome home to this updated 3-bedroom, 2-bath home situated on 2.6 acres in Bumpass! Offering plenty of space inside and out, this home features numerous recent improvements, making it move-in ready while still providing the privacy and peaceful setting of country living. Inside, you'll find LVP flooring throughout, a refreshed kitchen with new cabinets, and a spacious laundry/mudroom offering plenty of room for everyday storage and organization. The primary bedroom features a walk-in closet, while the second bedroom also offers its own walk-in closet for additional storage. Major updates include new siding, new windows, new exterior and interior doors, a new roof, and a new water heater, along with updated plumbing and electrical. The HVAC system is only approximately two years old, providing even more peace of mind. Outside, enjoy 2.6 acres with plenty of room to spread out, garden, entertain, or simply enjoy the privacy. The front porch offers the perfect spot to relax and take in the peaceful surroundings. Looking for even more land? The adjoining 1.5-acre lot at 1739 Signboard Rd is also available for sale, providing the opportunity to purchase both properties together for a combined approximately 4.1 acres (see MLS VALA2010560 ) With acreage, extensive updates, and the opportunity to purchase the neighboring lot, this Bumpass property offers plenty of possibilities for its next owner.

1707 Signboard Rd, Bumpass

Listing courtesy of EXP Realty, LLC. Contact:

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